Why some Chinese immigrants feel they can't make money in Canada

This is the year you figure out your number. Right? It’s not all that difficult, really. Yet by some estimates fewer than half of Americans have ever tried to divine how much money they will need in the bank in order to retire comfortably. That’s crazy. The public and private pension systems are cracked, and in fiscal cliff negotiations even Democrats have seemed willing to curb future inflation-based increases to Social Security benefits. Your retirement is your business alone. You should try to understand what you will need.

This is the year you figure out your number. Right? It’s not all that difficult, really. Yet by some estimates fewer than half of Americans have ever tried to divine how much money they will need in the bank in order to retire comfortably. That’s crazy. The public and private pension systems are cracked, and in fiscal cliff negotiations even Democrats have seemed willing to curb future inflation-based increases to Social Security benefits. Your retirement is your business alone. You should try to understand what you will need.

So you have identified A+ candidates and they have accepted your job offer. Awesome. Now the trick is keeping them with you for the long haul. Since everyone is after A+ employees, and you’ve done all the work of finding them, your competitors might start recruiting them. Makes sense. When all is said and done, it costs about $3,500 to replace an $8 per hour employee.

Good living, great weather and excellent medical care make Ecuador the top spot for retirees. The tiny country of Ecuador has been voted the best place in the world to retire to.

In recent years, some smaller cities have been able to compete with larger areas — such as New York City and San Francisco — as places for entrepreneurs to start new businesses.

Pascal-Emmanuel Gobry In the New York Review of Books, Ezra Klein makes a convincing argument that the way lobbying has corrupted American democracy is not through money, or even indirectly via a "gift economy," as Harvard's Larry Lessig has argued, but rather because lobbyists provide legislators with a legislative subsidy.

TORONTO — Two of Canada’s biggest retailers, Best Buy Canada and Sears Canada Inc., announced layoffs Tuesday in what is shaping up to be a turbulent and competitive year for the country’s retail sector.

Given major delays in retirement plans, 80 is the new 65 says CNN Money. A quarter of middle-class Americans are now so pessimistic about their savings that they are planning to delay retirement until they are at least 80 years old -- two years longer than the average person is even expected to live.