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    What does the health-care bill do in its first year?

    Mon, 03/22/2010 - 12:02 EDT - Ezra Klein - Washington Post
    • Comments
    • Explaining health-care reform

    health-care_reform's_balance_sheet_2010-2019.png

    As most of you know, the bulk of the bill kicks into effect in 2014. But it's become a common GOP talking point to say that there are 10 years of taxes for six years of spending. The graph above compares what the bill spends with what it raises for each year between 2010 and 2019. What you'll see is that there are two years -- 2013 and 2014 -- when the bill is raising a lot more than it spends. The GOP has painted this as some sort of rank deception. Apparently, saving up before you purchase something is no longer fiscally responsible.

    But though the bill won't be spending much in its early years, it won't be entirely absent. For a full list of benefits scheduled to activate in the first year, download this document (pdf). For a full timeline of the bill's implementation, grab this one (also pdf).

    I'm not going to list every quick-acting provision here, because it would be redundant. The most genuinely useful of them will be the ability to keep kids on their parents' insurance until they're 26 (that begins six months after the bill passes), the $250 rebate for Medicare enrollees who fall into the prescription drug benefit's "doughnut hole" (the bill eventually closes the hole altogether), and an end to rescission of coverage or annual limits. At the beginning of 2011, employers in the individual and small-group markets have to spend 80 percent of each premium dollar on actual medical care, or they have to rebate the difference. Oh, and the tanning-salon tax triggers in July. Sorry, Mr. Boehner.

    As the bill prepares for full implementation, there are some other policies worth pointing out. Many have been concerned that there will be a shortage of primary care doctors to deal with the influx of new patients. Starting in 2010, a variety of new loan repayment and scholarship programs kick into effect. But more importantly, in 2011, the government directly expands primary-care training programs and sends a 10 percent increase in payments to primary care doctors in the Medicare program (which makes being a primary care doctor relatively more lucrative).

    You can pick through the policies yourself, and it's anyone's guess whether they'll be enough. But the architects of the bill are thinking about how to build a medical workforce that works with this legislation. That's why the American Medical Association, the American Nurses Association and the American Hospital Association all endorsed the legislation.

    • Original article
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    • How big is the bill, really?

      We should start by putting the health-care bill into proper perspective. Opponents and supports of the bill have both profited immensely from exploiting the average person's inability to but billions and trillions into context. So let's begin by breaking down the numbers.

    • Democrats get the bill, and the score, they needed

    • One more time with the Medicare 'doc fix'

      At the fiscal summit today, Rep. Paul Ryan argued again that the Affordable Care Act is a deficit-buster because the cost of the Medicare doc fix wipes out the savings from the bill. This blog has talked a lot about the doc fix issue, but understanding the Republican obsession with the doc fix is important to understanding the argument over the fiscal responsibility of the Affordable Care Act. So let's kick this old school. And yes, when I say "old school," I mean March of 2010-style.

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      Harold Meyerson thinks the House's health-care reform bill is not only better policy, but better politics as well.

    • Chat transcript: We get deep into the bill in this one

      New York, NY: Hi Ezra: I am an emergency physician in New York and have been following your reporting with great interest. Many of my patients are asking me about the future of "pre-existing conditions" and denial of coverage to children and adults due to various illnesses. Can you tell me when according to this legislation, insurance companies will no longer be able to deny coverage to children and adults with pre-existing conditions?! Sincerely, Boris Markovich MD

    • Jane Hamsher's 10 reasons to kill the bill

      I've gotten a lot of requests to respond to Jane Hamsher's list of 10 reasons to kill the Senate bill. At this point, I'm not sure there's much in the way of productive dialogue to be had here. Some of the list is purposefully misleading and is clearly aimed more at helping activists kill the bill than actually informing anyone about what is in the bill.

    • Congressional Budget Office: Reform will bring down the cost of health-care insurance

      The Congressional Budget Office released a report (pdf) today estimating changes to average premiums under the Senate health-care bill. The report is going to prove very important, and is going to confuse a lot of people. So let's be very, very clear about what it says.

    • CBO Gives Us the Key to Health-Care Reform: The Employer Mandate

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