Private pensions for Europe

I adjusted my future retirement account 401(k) allocations today. I do not have as favorable an opinion of investing in the stock market today as I did a year ago. I would likely have allocated 20% to a money market fund except my 401(k) actually has two options – 1 paying 0.0% and the other paying -.02%.

A lot of wealthy workers could be missing a vital flaw in their plans for retirement, a new survey shows. 

2012 Retirement Confidence Survey

Article written by Prieur du Plessis, editor of the Investment Postcards from Cape Town blog.I have recently been interviewed by the South African media on a number of issues regarding the global economy and markets. An edited version, in Q & A format, is provided below.The rout in global financial markets is continuing, characterized by extreme swings of up to 5% in some markets. What is the reason behind the extreme volatilities in the markets?

By Matthew Frankel:Everyone has a "number" -- that is, an amount of money that would allow them to stop working and live comfortably for the rest of their lives. However, a lot of investors either grossly misjudge this amount, or don't know how to determine their number at all. While there is no one-size-fits-all formula to determine this, there are some general guidelines to follow. A retirement investor can plan his/her goals based on his/her answers to the following questions:

By David Hunkar: Chile has one of the top growing economies in Latin America. Though the country’s economy is primarily dependent on exports of commodities such as copper, the composition of the GDP is slowly changing.