Today’s question asks if it would be double dipping if one spouse claims retirement benefits and the other claims spousal benefits on the same record. The answer reviews eligibility for spouse's benefits and comments on the massive complexity of Social Security's rules and provisions.
Today’s question asks how remarriage will affect receipt of retirement and survivor benefits. The answer explains how survivor benefits can continue if the remarriage occurs after 60 and whether spousal benefits based on the new spouse's record might later be available.
Today's question asks how having taken an early retirement benefit will affect the amount of a later spousal benefit. The answer explains how excess spousal and survivor benefits are calculated and reviews the effects of claiming early.
Today’s question asks if it would be better for a widow who's receiving child-in-care spousal benefits to switch to either her retirement benefit or her survivor's benefit. The answer addresses the complexity of the case and discusses possible claiming strategies as well as the potential negative effects of filing for the other benefits before full retirement age.
Today’s question asks how to maximize the survivor benefit of a couple, age 63 and 52, who will soon marry. The answer reviews the rules and provisions affecting spousal and survivor benefits and then details potential auxiliary benefits that may be available upon marriage, including various subsequent contingencies that may arise.