A Bucket Strategy For Retirement Income

By John Bevacqua:The Internet and other technological advances have had a profound impact on the construction and delivery of financial advice. Financial strategies can be customized more easily, and more robust portfolio strategies have emerged that can be both more intuitive to investors and more effective in meeting their goals and objectives.

ByChip Castille:You never know what you can learn if you assume you don’t have all the answers and decide to just listen instead.

Determining exactly what needs to be saved for retirement is tricky. Basically it is something that needs to be adjusted based on how things go (savings accumulated, saving rate, planned retirement date, investing returns, predicted investing returns, government policy, tax rates, etc.). The simple idea is start by saving 15% of salary by the time you are 30. Then adjust over time. If you start earlier maybe you can get by with 12%…

2012 Retirement Confidence Survey

By Regarded Solutions:There is an old saying in baseball that when you are on a winning streak, you are never as good as you think, and when you are on a losing streak, you are never as bad as you think. The psychology of the situation makes the brain work overtime. The stock market is not much different.

By Todd Johnson:I believe in making money. This requires avoiding the naysayer noise. Apple (AAPL) continues to lead the market in smart phones and tablets. Contrarians suggest Apple's growth days are over. The stock has increased from $20 to $600 over the past 12 years.

ByAkaralph:Just read a proprietary article published by O'Shaughnessy Asset Management that addresses just how difficult it is in the current market environment to generate higher levels of income. The article made the following (among other) pertinent points:

We may not want to admit it, but our own beliefs are often the biggest obstacle in the journey to financial freedom. Sometimes our own behaviors make it more difficult for us to achieve a financially secure retirement. Here are a few lies you may be telling yourself that are preventing you from reaching a comfortable retirement: Everybody works until full retirement age.